Base44Base44 ships your app from a chat. But charging money still means "connect your live Stripe account" — and if you don't have one (or a company), you're back in a queue. We removed that wall: the merchant account gets created in the same chat.
Base44’s payment setup assumes you already have a live Stripe account with API keys — which assumes Stripe has approved you: entity, activation, the lot.
with paas.build: No Stripe account needed — one prompt creates the merchant account itself.
The feedback board’s request says it all: “Baked In Payment Solution, no more Stripe payment setup pain.”
source: Base44 feedback board →
with paas.build: Drop-in checkout on a real capped account — zero PSP setup pain.
Without an entity, the classic path detours through Stripe Atlas ($500) and weeks of IRS EIN waiting for non-US founders.
with paas.build: Go live as yourself, same day — verification completes in the background.
The agent reads our docs and wires the checkout component + success page into your app.
One prompt at paas.build creates a real merchant account — sandbox + production — capped and live the same day.
Add the env vars from your welcome email. Test cards in sandbox, flip to production, start charging.
Not with paas.build — one prompt creates a real merchant account (sandbox + production) on FCA-authorised rails. No Stripe, no company formation.
The same day: a real capped account (≈£1,500) while verification completes in the background.
3.9% flat per transaction. Sandbox is free forever.