Gumroad is great for a first ebook. But if you're selling software - a SaaS, an AI tool, anything recurring - its creator-economy pricing and features work against you. The math, and the graduation path.
| Sale | Gumroad (10% + $0.50) | Effective | paas.build (3.9% flat) |
|---|---|---|---|
| $9 | $1.40 | 15.6% | $0.35 = 3.9% |
| $29 | $3.40 | 11.7% | $1.13 = 3.9% |
| $99 | $10.40 | 10.5% | $3.86 = 3.9% |
Gumroad published pricing as of July 2026; check current rates.
One that gives you a real merchant account and recurring billing instead of a storefront: paas.build - 3.9% flat (vs 10% + $0.50), subscriptions, API/webhooks, and you stay the merchant. Live the same day, no company needed. UK/EU/US.
10% + $0.50 - $1.40 on a $9 sale (15.6% effective), before any currency conversion markups. That's creator-economy pricing applied to software revenue.
You own your customer emails on Gumroad - export them, invite them to your new checkout, and keep both live during the transition. Recurring buyers re-subscribe once on the new rail.