paas.build Go live
3.9%

That’s the whole page.

Almost. Here’s the rest, in plain language.

Included in the 3.9%

Embedded checkout & drop-ins

Inside your app, in your brand. No redirects.

Subscriptions & billing

Free / Pro / Max plans, renewals, saved cards, one-click — plus credit top-ups.

User onboarding (KYB)

AI-reviewed accounts for you — and for your users.

Split payments & payouts

Real-time splits, scheduled payouts, statements.

Every payment method

Cards, Apple Pay, Google Pay, Direct Debit, SEPA.

No other fees

No monthly fee. No setup fee. No hidden anything.

The math

The cheaper your product, the more Paddle costs you.

The 5% + 50¢ model punishes exactly the price points AI builders use. Products under $10 aren’t even on Paddle’s standard pricing.

Your price pointPaddle (5% + 50¢)paas.buildYou save
$9/mo subscription10.6% effective — “custom pricing” territory3.9%~63%
$19/mo subscription7.6% effective3.9%~49%
$49 one-off6.0% effective3.9%~35%
Your numbers

What you’d pay. What you’d keep.

Paddle modelled at their published 5% + $0.50 per checkout.

Paddle$667/mo
paas.build (3.9%)$390/mo
You keep$3,318/yr
Cheaper by41%
Platform mode

Building a platform? Flip the table.

You earn a share of every transaction your users process. Payments pay you.

How platform payments work

The honest bit

Who handles tax?

You’re the seller of record: the money is yours — and so is your VAT or sales tax. We ship plain-English guides and tax-engine integrations, and most builders start selling where they live anyway.

Global tax-handled-for-you is the one thing merchant-of-record providers genuinely do better — that’s the 5% you’re paying them for. On our roadmap: a merchant-of-record fallback for the markets we don’t cover.

Quick answers

When do I get paid?

Payouts run on a schedule you choose — daily, weekly or monthly. [final timing copy pending]

What about chargebacks and refunds?

Fraud screening is included. Dispute and refund fee policy: [pending]

Very small transactions?

3.9% applies to standard tickets. Micro-transaction policy: [pending]

Volume discounts?

Yes — they apply automatically as you grow. No “contact sales” gate. [thresholds pending]

Which countries?

Your buyers can pay from anywhere in the world. To open an account, your business needs to be based in the UK, EU or US — more countries via waitlist.

Payouts settle through J.P. Morgan · FCA-regulated, Authorised Payment Institution No. 929994 · Funds safeguarded in segregated accounts · Trust & security