Indie developers and AI builders ship products in days, then lose a week to payment onboarding. paas.build is a payment gateway designed for that reality: one prompt, a real merchant account the same day, agent-native by default.
You built the product fast. Then payments ask you to form a company, file for an EIN, wait days in a merchant-approval queue, and wire up webhooks. For a solo developer testing an idea, that overhead is bigger than the build itself — and it's the single most common reason indie projects never charge.
paas.build ships with an open-source MCP server, so your AI agent can create the account, not just manage one. Machine-readable docs (llms.txt), scoped tokens, and progressive KYB mean the whole onboarding fits in one coding session. Read the thesis on agentic payments.
One rate: 3.9% per transaction. No monthly minimums, no per-feature upsells. Individuals go live the same day — no company required to start.
Whether you vibe-code in Lovable, Bolt, Cursor, Claude Code or Replit, adding payments is one prompt. Checkout drops into React in three lines with @paasbuild/react.
The best fit is one that lets you start without a company and go live the same day. paas.build is built for that: one prompt, a real capped merchant account immediately, flat 3.9%, and an open MCP server so your AI agent can set it up.
No. Individuals can go live the same day with a capped account; verification completes in the background.
Stripe's tools manage an account you've already set up. paas.build's agent-native flow creates the account for you in one session, with progressive KYB so there's no multi-day review before you can charge.
Yes — that is the design. Via the MCP server the agent can identify the business, create the account, and mint checkout links without a human filling forms.