Lemon Squeezy (now part of Stripe) is a Merchant of Record at 5% + $0.50: friendly for selling digital downloads, but it owns the sale — and it can't run payments between your users. paas.build: 3.9% flat, your brand on the receipt, live the same day, platform payouts included.
| Lemon Squeezy | paas.build | |
|---|---|---|
| Pricing | 5% + $0.50 per sale | 3.9% flat — no fixed fee |
| Model | Merchant of Record | PayFac — you stay the merchant |
| Best at | Digital downloads & licenses | Apps, SaaS, marketplaces, communities |
| Your users get paid | ✗ | ✓ built-in payouts |
| Go-live | Store review | Same day, capped, background verification |
| Checkout | Hosted, LS-branded | Embedded in your app, your brand |
Lemon Squeezy is a Merchant of Record — it is the seller. paas.build is a payment facilitator — you are. That decides whose name is on the receipt, who owns the customer, and whether your users can get paid.
On a $9 subscription: Lemon Squeezy ≈ $0.95, paas.build ≈ $0.35 — about 63% less. The fixed fee is what punishes small tickets.
Yes — Free/Pro/Max plans, renewals on card and Direct Debit, saved cards, plus one-off credit top-ups for AI usage.
One prompt. A real merchant account. No company required.